General Liability
Commercial Contractors Insurance: Required and Very Important
Commercial contractors’ insurance quotes can address any of the numerous types of indemnity that autonomous businesses require. These include, but are not limited to, liability, workers comp, property insurance coverage, commercial vehicle … [Read More...]
Five Tips for Buying Business Insurance
The US Small Business Administration offers some tips for buying insurance. They are sage words so we will repeat them here. 1. Assess Your Risks. Insurance companies determine the level of risk they'll accept when issuing policies. This process … [Read More...]
General Liability Insurance Facts for Oregon Contractors
The Oregon Department of Consumer & Business Services (DCBS) provides information for contractors on general liability insurance in the state. The full fact sheet is available here. Are contractors required to purchase liability insurance? … [Read More...]
Commercial Vehicle
About Commercial Truck Insurance
If your business uses trucks to haul goods or other materials across town or across the country, then you need commercial truck insurance. No matter how good a trucker's driving record may be, trucking itself can be a … [Read More...]
Who Needs Fleet Insurance?
Whether you have one vehicle or many, if you use your vehicles for any commercial purpose at all, you need commercial or fleet insurance for your rolling stock. This is very important because if you do not specifically cover … [Read More...]
Why You Need Commercial Vehicle Insurance
If you are a business owner who routinely uses vehicles to visit your clients and/or deliver goods and services, then you need commercial vehicle insurance. This is because if a car you/an employee uses for commercial … [Read More...]
Surety Bonds
Understanding Surety Bonds
You may be a construction industry veteran, but it's quite possible that you are one of the many construction professionals who doesn't completely “get” surety bonds. As a recent article in Construction Digital online reports, “understanding … [Read More...]
California to Toughen Up Surety Bond Regulations for Trucking Brokers
In California, the California Senate is bringing in stronger legislation to ensure that construction truck operators are protected from unscrupulous brokers who do not comply with surety bond regulations. Since January 2011, California law has … [Read More...]
Types of Surety Bonds
In the construction business with the current economic climate, project managers and government departments are more likely to be more concerned about safeguarding projects against unexpected and rising costs and performance failures than ever … [Read More...]
Workers Comp
Workers Compensation Report Card in Texas
The Texas Department of Insurance just released their annual report on the state of the Worker's Compensation heathcare network in Texas. The 2012 Workers’ Compensation Network Report Card compares health care outcomes across a spectrum of … [Read More...]
Worker’s Compensation Policies Protect Contractors and Subcontractors
Workers covered under worker's compensation insurance in Texas may not sue subcontractors or contractors as long as their worker's compensation policies are in place, even though they are not the same policy, or so said a recent decision by the Texas … [Read More...]
Walmart Opts Out of Texas Worker’s Compensation
Last month Walmart pulled out the Texas state-run Worker's Compensation system. Texas is the only state that allows companies to opt out of the system. And large companies in Texas have been taking advantage of it to put in place their own injured … [Read More...]
Certificates of Insurance
Certificates of Insurance to be More Tightly Regulated
In Virginia, those who request false certificates of insurance and insurance agents who comply will come under a new law to take effect on July 1st, to punish this practices and make it easier for state insurance regulators to deal with it. As … [Read More...]
Changes to Texas Certificate of Insurance Law
If you are a contractor in Texas, you need to be aware that the law regarding certificates of insurance (COIs) has changed. Property Insurance Coverage Law.com reports that the Texas Legislature passed a bill this past legislative term that adds … [Read More...]
About Certificates of Insurance
As a contractor, you know how important it is to carry liability insurance. You should also have certificates of insurance (COIs) as well, since you never know when a client may request information about specific insurance policies you carry in the … [Read More...]
