General Liability
Negligence or Pollution?
The Thomson Reuters News & Insight website reports that the California state Supreme Court recently ruled that “a commercial general liability policy’s pollution exclusion barr[ing] coverage of third-party damages from environmental pollution … [Read More...]
California Independent Contractor Classification Law
Do you operate a business in California that retains independent contractors? If so, you need to be aware of a new state law that, according to the Monterey Herald.com, “penalizes businesses that ‘willfully misclassify’ employees as independent … [Read More...]
What Limited Liability Really Means
When a business owner operates through the structures known as an LLC, it is usually to gain what is called “limited liability.” As Journal-News.net states, “limited liability means that an owner or investor cannot lose more money than the … [Read More...]
Commercial Vehicle
About Commercial Truck Insurance
If your business uses trucks to haul goods or other materials across town or across the country, then you need commercial truck insurance. No matter how good a trucker's driving record may be, trucking itself can be a … [Read More...]
Why You Need Commercial Vehicle Insurance
If you are a business owner who routinely uses vehicles to visit your clients and/or deliver goods and services, then you need commercial vehicle insurance. This is because if a car you/an employee uses for commercial … [Read More...]
Adequate California Commercial Auto Insurance Is A Must
Natural disasters are rarely considered when purchasing commercial auto insurance, but with the recent geographical and meteorological events in the U.S., this might change. The article here discusses the vital necessity … [Read More...]
Surety Bonds
Understanding Surety Bonds
You may be a construction industry veteran, but it's quite possible that you are one of the many construction professionals who doesn't completely “get” surety bonds. As a recent article in Construction Digital online reports, “understanding … [Read More...]
Why Buy Oregon Bonds Insurance?
Your clients want to know that their homes and businesses will be safe when they hire contractors like you. That’s why it’s so important for you to provide proof of your reliability to these clients whenever you take a job with them. The way you … [Read More...]
Nevada Contractor Bonds
Contractor's bonds are nothing new but as contractors face more and more competition to secure bids on jobs, they are becoming more important for contractors to get. Nevada contractors may be unfamiliar with the way in which Nevada contractor's bonds … [Read More...]
Workers Comp
New California Laws Discourage Illegal Contracting Practices
The California State Assembly recently passed two measures intended to end the practice of what has come to be known as “black market contracting.” According to Aqua Magazine online, these laws specifically target contractors who “skirt workers … [Read More...]
California Independent Contractor Classification Law
Do you operate a business in California that retains independent contractors? If so, you need to be aware of a new state law that, according to the Monterey Herald.com, “penalizes businesses that ‘willfully misclassify’ employees as independent … [Read More...]
Texas Workers Comp and the Exclusive Remedy Provision
JDSupra.com reports this week that the Amarillo Court of Appeals has ruled that “the exclusive remedy provision of [the] Texas Workers Compensation statute also served to preclude contract-based claims against the employer arising under uninsured … [Read More...]
Certificates of Insurance
Changes to Texas Certificate of Insurance Law
If you are a contractor in Texas, you need to be aware that the law regarding certificates of insurance (COIs) has changed. Property Insurance Coverage Law.com reports that the Texas Legislature passed a bill this past legislative term that adds … [Read More...]
About Certificates of Insurance
As a contractor, you know how important it is to carry liability insurance. You should also have certificates of insurance (COIs) as well, since you never know when a client may request information about specific insurance policies you carry in the … [Read More...]
Certificates of Insurance
Certificate of Insurance: What is it exactly? There are documents containing important information that many business owners use. Information withheld in these documents, like the certificate holder’s general information and legal criteria … [Read More...]
