Commercial Truck Insurance for Texas

Texas commercial truck insurance statewide insurance brokers

Driving in Texas? Get the lowdown on commercial truck requirements and insurance

Motor carriers traveling in Texas must comply with federal and state operating requirements. The Texas Department of Transportation (TxDOT) provides a brochure as a guide. Some helpful facts from this guide are listed below.

For more information, you can call the TxDOT at 1-800-299-1700 to assist you in connecting with agencies for specific operating requirements.

Some facts regarding Texas Commercial Vehicle Insurance and Operation:

  • Operators of commercial vehicles and those transporting household goods for-hire must register with the Texas Department of Motor Vehicles (TxDMV) for operating authority. Vehicles exceeding 26,000 pounds and all household goods carriers/movers must file proof of insurance when registering. To register online or for additional information on Motor Carrier Registration, visit www.txdmv.gov or call 1-888-368-4689.
  • Most commercial vehicle operators are required to have a Commercial Driver License (CDL). To determine if a driver is required to have a CDL, contact DPS, Commercial Vehicle Enforcement Service, at 1-800-299-1700 (option 6) or visit the DPS website where you can access a quick flow chart to help determine your situation.
  • All commercial vehicles must be registered. When registering for intrastate movement (traveling only in Texas), visit your county tax office to obtain Combination license plates.
  • Vehicles not authorized to operate on Texas highways due to lack of registration or registration reciprocity [privileges granted by one state or area to another], may be issued 72-hour or 144-hour temporary registrations. Contact your county tax assessor/collector or call the TxDOT Motor Carrier Division at 1-800-299-1700 (option 1).
  • Texas Commercial Motor Vehicle Drivers Handbook
  • For help in obtaining Texas Commercial Truck Insurance, contact Statewide Insurance Brokers at 888-258-0272.