As a self-employed jack-of-all-trades, getting all the necessary certificates and licenses isn’t cheap and can eat into your profits. You might be tempted to reduce–or even do without–handyman insurance but doing so leaves you open to losses that may put you out of business altogether.
When you take out a handyman policy, you not only protect your working assets, you also make yourself look much more attractive to clients who like the security that policy represents. They know that if something goes wrong on the job, you–and they–are covered. That you are insured will also give clients greater reason to trust your reliability which will mean more work for you.
Handyman insurance will also give you peace of mind. No matter how careful you might be on the job, you never know when you might suffer an injury that will force you to take time out to recover. With a good policy in place, you won’t have to worry as much about how you’ll pay the bills while you’re off the job. You’ll also be able to rest a little easier knowing that you’re covered against any mishaps that may occur on a jobsite, regardless of who’s at fault.
Your profession is one that typically requires you to carry tools–such as trestle tables and power drills–from job to job. Unfortunately, building sites are often the targets of thieves which means that your tools and the vehicle you use to carry them are all vulnerable to robbery. Handyman insurance covers you against the loss of your equipment so that stolen items don’t become a huge out-of-pocket expense for you.
The brokers at Statewide Insurance can help you decide which insurance policy suits your business best. Start off the new year right and contact us today for more information.