When you are a janitor and you are working as an independent contractor, you are going to find that you really are responsible for all angles and areas of your business. For many contractors, this is a blessing. They don’t like answering to bosses and supervisors, and they don’t like having to work on someone else’s schedule. The truth of the matter is that when you are independent, you really can call the shots. You have to work things out with your client, who is paying you directly, and that’s all. This does mean, however, that if things get tough because of injury, liability, or damage to your equipment, you are going to need to have some financial help. This is why you need janitorial services contractors insurance.
There are many janitors who believe that they don’t need janitorial services contractors insurance. This is unfortunate, because this kind of insurance can be the difference between an independent contractor who is in business for years and years and one who come to a fast end. Here is why. If you are ever damaged on the job or if you are accused of damaging property, you can end up having to pay more bills than you can afford. If you are on the wrong end of a liability suit, even if you are innocent, you are going to have fees that you probably won’t be able to handle. This kind of insurance exists to help people in your position.
If you are ready to investigate janitorial services contractors insurance, then your first step will be to go online. In today’s world, the best coverage at the best rates can only be found online. You will want to take about five minutes to fill out some basic information about your personal history, your business, and your financial status. You will then receive hundreds of free insurance quotes almost instantly from a number of reliable and stable insurance carriers. From this point on, it’s up to you to make the best decision.
You will want to consider a number of practical points when you are shopping around for janitorial services contractors insurance. Make sure that you consider your monthly finances, as well as the state of your equipment and the exact nature of the work you do. You will also want to think about the condition of the vehicle you use to visit clients. These are all necessary insurance points.